Arizona Motorcycle Insurance
Motorcycles are fast, easy to wash, store, get better gas mileage and even fun flaunting to other people. However, owning and riding a motorcycle also has its drawbacks.
According to the National Highway Traffic Safety Administration (NHTSA), motorcycles are some of the vehicles which are most prone to accidents. This is mainly due to over-speeding, excessive swerving, drunk riding, and a lot more. With that said, it is just practical that motorcyclists are required to have some form of insurance.
Here are some of the motorcycle insurance policies you may get for your motorbike:
- Liability coverage – This policy will cover the other motorist’s damages, medical and property costs if you were proven to be liable in an accident.
- Uninsured/underinsured motorist – If the other motorist does not have enough insurance to cover your expenses and damages, this policy will handle those payments for you. Use this for auto insurance as well
- Physical coverage – There are two types of physical coverage. Collision coverage will cover the repair damages of your motorcycle if you get into an accident, regardless of fault. Comprehensive coverage, on the other hand will pay for property damages for other damages which are not caused by collisions, such as theft or vandalism.
If you want to become a legal motorcyclist, you need to get at least the basic liability coverage for your motorcycle. Fortunately, Moore’s Taxes and Insurance is here to offer professional help and assistance. For many years, we have specialized in providing affordable quotes and top notch insurance policies for our clients. We can do the same for your vehicle if you contact us now.